Deutsche Bank
Mumbai, Maharashtra, India Posted 4d ago
As a Credit Officer in the Credit Risk Management team covering the Wealth Management business in Asia Pacific at Deutsche Bank, you will independently assess lending and derivative transactions.
Key Responsibilities
Independently assess lending and derivative transactions, including suitability of proposed facility type, transaction structure, and underlying collateral quality.
Assign credit ratings and prepare independent credit memos based on risk assessment.
Make credit decisions within delegated personal authority or submit recommendations to Regional and/or Global Risk Heads.
Monitor the portfolio diligently, identify emerging pockets of risk, and remain informed about market events impacting the portfolio.
Ensure portfolio quality remains satisfactory, risk concentrations and limits remain within defined risk appetite, and exposures comply with applicable risk policies and regulations.
Support preparation of reports and portfolio analysis for auditors, regulators, and senior management.
Contribute actively to remediation efforts towards addressing regulatory and audit findings and help drive changes across risk.
Requirements
At-least 3 years of banking experience, with a focus on structured lending in wealth management or corporate credit risk management.
Minimum Bachelor's or master's degree in engineering, Finance, Economics, Statistics, Science, or an MBA, with a strong academic record.
Strong Excel-based data analysis and financial modelling skills.
Proven ability to leverage AI tools to enhance productivity, optimize workflows to solve business problems, while applying critical judgment.
